You don’t have to use cash or bank loans to fund your office furniture or fitout project! Instead of tying up large amounts of capital in a depreciating asset, a smarter alternative for more financial flexibility is to use a lease facility and keep your cash available for higher returns elsewhere.

Leasing is a tax efficient and cost effective method of achieving your ideal workspace whilst retaining cash in your business. It’s a very established form of finance for other business assets – eg company vehicles – but the benefits apply equally to commercial interior projects such as office fitouts and refurbishments.

An introduction to leasing for your business.

The benefits of leasing to your business

  • Maximise cash flow Leasing means no large up-front payment so you retain cash in your business, freeing up valuable working capital
  • Invest cash in something that will show a return rather than an office fitout or refurbishment
  • Fixed payments for accurate budgeting and effective forecasting payments are fixed for the duration of the lease period making budgeting simpler and eliminating unexpected variations such as increases in interest rate.
  • Spread the cost with monthly payments and pay for the asset as you use it
  • Get the best solution now spreading the cost allows you to achieve the project specification of your choice, not make short term compromises based on budget. Since payments are an operational expense, your capital expenditure (CAPEX) is unaffected.
  • Tax advantages lease rental payments are 100% allowable against taxable profit. As the only method of finance offering these tax savings, leasing is the most tax efficient method of financing a fitout. In some cases it can even work out cheaper than paying cash!
  • Quick Leasing is quick to arrange which means you can move ahead with projects straight away without having to wait for capital to become available or the bank to make a decision.
  • Existing bank credit lines unaffected Leasing leaves your bank credit lines intact and free for other business development or investment purposes.
  • Match the lease of the fitout to the lease on your building spread the cost of fitting out your work space over the same period as your building lease or up to the break in the lease.
  • Flexible Your package can encompass other office equipment such as computer hardware and software, telecoms, security systems, audio visual equipment and photocopiers.
  • All-in-one finance solution Our finance packages can include all aspects of a fitout e.g. service, installation, warranty and even dilapidation costs. Talk to us if you have specific requirements.

For further information please download our free fact sheet here or call us on 01494 783 773.

 Plus Finance Fact Sheet

Why choose Plus Finance?

  • Specialist in offering finance solutions for office furniture and fitout projects; we understand the complexities and details of the project and what’s required to secure the finance
  • Strong funding support with links to a wide range of specialist funding partners and own book facility, so you can be confident of receiving a tailored solution at the most competitive rate
  • Established and experienced; we’ve been helping businesses fund commercial assets for 15 years, from start-ups and small SME’s to limited companies, Partnerships and PLC’s and across all commercial sectors
  • Expertise and knowledge to help you choose most tax efficient way to finance your new workplace environment
  • Professional and ethical we deliver value, service and quality to our customers. We won’t hassle or bombard you with calls and emails, and we’ll provide realistic quotations from the start

For further information please download our free fact sheet here or call us on 01494 783 773.

 Plus Finance Fact Sheet

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